Credit Assessments Made Easy!

When lending to a borrower, one of the critical parameters that Financial Institutions consider is the borrower's total exposure to debt. Ensuring end-to-end visibility into a borrower’s total outstanding debt is especially important when lending to corporate debtors who can have multiple types of debts like business loans, commercial papers, corporate bonds, etc. Furthermore, corporate …

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Credit Facility Report: The Most Comprehensive Information Of All Types Of Debts

When it comes to assessing the creditworthiness of a business loan seeker (also known as a ‘debtor’), a common practice followed in India by most Financial Institutions – Banks as well as NBFCs, is to rely on the debt (loan) information outlined in the various Credit Reports available in the market today. While such Credit …

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Towards A More Transparent Credit Information Ecosystem

To bring in transparency in the credit information ecosystem and ensure that both the lender and the borrower are privy to the same information, the Reserve Bank of India (RBI) has mandated all Financial Institutions (Banks as well as NBFCs) to register and upload all their loan records on NeSL IU as enshrined in Section …

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